Hopefully, you are left with some money at the end of the month, and you can use this for your savings.

Add up your expenses to make sure you are on budget.

Allocate an amount of money to each category of your expenses.When people think about budgeting, they usually think about the traditional budget method: There are different budgeting techniques, and each one has a specific approach to how to handle your money: The traditional budget If you have any financial goals or want to start to build your financial freedom, you need to start thinking about your saving goals first.

I suppose this is true, but this way of budgeting doesn’t necessarily create much financial security.

The basic concept of a budget is simple: spend less than you make, and you are on the right track! Plus, you don’t really worry about allocating a specific amount of money to each area of your expenses. This is a way of budgeting I love because instead of overspending and putting away pennies at the end of the month, you move your money into your savings account as soon as you get your paycheck! How? I use the intentional budget method! You just need to enter your details below, confirm your subscription, and you will be able to either download this free monthly budget template as a printable PDF budget or, if you are an Excel wizard, you can save it as a google sheet!īut I have to warn you! I budget a little bit differently than most people! To make your life easier, I created a simple budget template for you! My monthly budget template and why it’s different Thanks to budgeting, you will be able to see exactly where your money goes and be able to work towards your financial goals. And decide an amount to allocate to each section of your spending. When you create a budget, you normally create a list of your income, expenses, and savings. By creating a project, you can make sure you are on top of your finances and are able to spend on things you enjoy without having to worry about running out of money or going into debt. Yes, because, believe it or not, creating a budget template can be fun! And whether you like going straight into a budget sheet or prefer to work with a budget printable, I’ve got you covered.īut if you want to understand how to use these budget templates, first, you need to understand… What is a monthly budget?Ī monthly budget is a plan to decide how to allocate your income to meet your expenses. Especially if it has pretty colors in it. I could tell you that I was never good with money and found spreadsheets boring too, but the reality is that I love a good spreadsheet template. Every time you think about budgeting your money, you want to bury your head in the sand!īudget spreadsheets and money apps can be boring! But learning how to take care of your finances is one of the most important steps you can take to secure your future!

Simple monthly budget worksheet excel